College Cost and Financial Aid

Money is available to help you pay for college, so don't rule out any college you like just because of its cost. Financial aid comes in different forms.  Grants and scholarships, which don't have to be re-paid; loans which generally carry a low interest rate and are repaid after you graduate or leave school; and employment, usually up to 10 to 15 hours per week. Most students receive a combination or "package" made up of all three types of aid based on “financial need”.  The information below will direct you to useful resources to help you through the financial aid process.

Check out the video below that tells you about a great tool you can use to find out the "net cost" for a college you are interested in.

College Cost - Scholarship - Financial Aid Information

FAFSA4caster - The FAFSA4caster will help you understand your options for paying for college, provide some basic information and will estimate your eligibility for federal student aid.


College Affordability and Transparency Center (CATC) - The CATC was designed by the U.S. Department of Education to meet requirements in the Higher Education Opportunity Act ad to provide better information to student and parent consumers about college costs. It serves as a central point to several tools that allow users to compare colleges tuition and fees, net price, and other characteristics. The CATC is maintained by the Office of Post-secondary Education with support and technical assistance from the National Center of Education Statistics.


Department of Veteran Affairs -for information on educational assistance for relatives of veterans. - a search service that matches skills, abilities, and interests to a database of more than 400,000 scholarships.


FinAid - information on financial aid and scholarship search.


FinAid Award Letter Comparison Tool - helps you compare and contrast the financial aid packages from the colleges that have admitted you. In particular, it highlights differences in the cost of attending each school.


This link includes a table of colleges that have taken steps to significantly reduce or eliminate the self-help level or eliminate loans from the aid package for lower income students. 


National Association of Student Financial Aid Administrators - NASFAA provides professional development to financial aid administrators to help students gain access to higher education.  This helpful link details all of the financial aid programs available by state to help pay for college.


New York State Financial Aid Administrator’s Association -


New York State Higher Education Services - The Higher Education Services Corporation (HESC) is New York State’s higher education student financial aid agency.

Forms You Need to Complete to Receive Financial Aid

Free Application For Federal Student Aid use to submit your application.


Federal Student Aid ID (FSA ID) - gives you access to Federal Student Aid’s online systems and can serve as your legal signature.


CSS Profile - The CSS Profile is administered by the College Scholarship Service (CSS), the financial aid division of the College Board. The CSS PROFILE is required by many private colleges and universities to determine your eligibility for non-government financial aid, such as the institution's own grants, loans and scholarships. This profile should be completed in the fall of the 12th grade year. Please check with college or university if they require this document.


For more information please select this link:


For a list of participating CSS Profile institutions please select this link:

Conversations with Deli

Talking with Gwen Richardson about her book, 101 Scholarship Applications: What It Takes to Obtain a Debt-Free College Education.

Talking scholarships with Ashley Hill. Show me the money...for college.